Stepkid Updates

>> Monday, February 8, 2010

Still no word on my stepdaughter's heart test that was done last week.  I guess we're waiting for the results to get sent to the doctor.

We received copies of their report cards today from their school.  They are both doing very well, which is a relief because my stepson almost failed all three years of junior high.  I'm glad he's taking high school more seriously.  He must be doing his homework, probably because he seems to have outgrown video games like the xbox 360 unlike our ten year old son who still loves his, but whatever the reason, I'm glad to see it. It grated every last nerve to see such a bright kid almost fail those years with it seeming like his mother didn't do much about it at all.  My stepdaughter's grades have fallen slightly from straight A's but A's and B's are good.  It seems like she's very stressed this year.

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Financial Situation Going Down the Toilet

>> Thursday, February 4, 2010

With spring six weeks away, I automatically started planning spring improvements (bringing stone in for the garden, a new front door) before I remembered we can't afford even new light fixtures, let alone the front exterior door.  The child support is always paid on time but we are about to lose our house.  As long as the ex has money to blow on shopping and eating out while we lose our house for our own four kids, that's all that matters.

Yes, I am in an irritated mood right now.  The financial situation is getting worse.  Hubby's employer keeps getting our hopes up that work is coming and then they back out of it the day before it is supposed to happen.  We could file bankruptcy to get rid of all the extra debt and reconfirm the house and cars but the attorney wants $1,000 to file.  If we had an extra $1,000, we wouldn't be in such immediate danger of losing the house.  Hello! 

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SD Health Problems

>> Tuesday, February 2, 2010

There are some health problems going on right now with my stepdaughter.  The docs are doing tests to find out what the diagnosis is - Reynaud's Syndrome, mitral valve prolape, stress, etc.  She has had some chest pains and she's lost about 20 pounds (and she was already too thin to begin with).  The chest pains may be anxiety and not her valve - the sounds the doc heard in the stethoscope is also common in very thin people.  She's getting a heart test this week and was referred to therapy (psychiatrist I think).  This will be the kids' 4th or 5th therapist between them I think since she was four.  The diagnosis is always the same - her mother!  Maybe this time it'll be different.  Yeah, sure.  We are too far away to participate this time so maybe her mother will be able to fake her way through this therapist this time.

I am not surprised about the stress.  She's been taught to fear everything and she's always been a worrier.  She also pushes herself for perfect grades in her honors classes. 

I asked hubby about the possibility of an eating disorder with the weight but he said she claims she's eating (she claims she is eating more now than even before because she was a vegetarian for the last couple years but she's been forcing herself to eat chicken to help with weight but it's not helping).  People with eating disorders do claim they are eating so who knows if what she is saying is true.  She admitted to only eating one meal a day (dinner) previously but says she has been eating lately and still dropping weight.  I asked hubby if the ex didn't notice she was never having to pay for the kid's school lunch or make the girl breakfast?  Apparently the ex doesn't notice much.  Assuming what sd is saying is true and she's been eating and still dropping weight, it could also be a thyroid problem with unexplained weight loss and anxiety. 

I'd get some basic blood work done first while waiting for the heart appointment, including a full thyroid panel done, if it were my child to rule that out but she's not my kid.  SD said her mother wants the heart test done first to see what that says before they do any other tests.  Not sure what mitral valve prolapse, which is usually nothing to worry about or treat, has to do with a 20 pound weight loss but what do I know?  Go for the most expensive test first and rule out doing any other simple tests in the meantime. Makes sense to me!

I think hubby is going to let the ex handle this the way she wants to.  Burns me up a bit because if it was one of "our" kids, he'd have input.  I'd expect him to have input.  He mentioned the thyroid during his discussion with sd (he's lived with my thyroid disease for 8-1/2 years now - we both are familiar with it).  SD told her mom but sd came back and said her mom won't do that yet.  Ex doesn't want to consider a simple blood test for it.  Probably because I have it so she's just not going there. 

Hubby said he wished she would come live with us.  Never going to happen.  Wishing things were different doesn't mean a whole helluva lot.  If she'd been living with us, all those therapists we paid for wouldn't have been necessary to begin with and she wouldn't be afraid of everything and needing ANOTHER therapist now.

A couple months ago, she was having stomach pains and her breasts felt lumpy (it was nothing just like I thought though they - sd and ex - worried frantically over it).  She was on her period for god's sake!  One ultrasound later, yup, nothing. So glad for insurance!  They couldn't wait for the period to be over with to see if the stomach pains and changes in the breast were related.  Had to freak out. Sounds like it's a freak out again over this. 

I hope that there is nothing seriously wrong with sd.  I really and truly do.  Despite the ex and sd's treatment of us the past few years, I love that girl.  We will obviously pay for anything that the sd needs to be healthy just like we would for any of our children.  I just wish they (the ex, which makes it worse for sd) didn't jump to the worst conclusion right away and go automatically for big tests and not even consider doing anything else in the interim - looking at the more likely scenario.  Use common sense instead of a freak out.  Though the fact that we have to pay for another therapist because of crappy parenting just ticks me off.

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Life Insurance and Stepkids

>> Friday, January 29, 2010

I was looking at an instant life insurance quote and got to wondering again about life insurance when you have a divorce. We have two different life insurance policies but they are set up in the event that if something happens to both myself and my husband, our four children get the bulk of it. We figure because they would be without any parent and the stepkids would have their mother still, that was the best way to do it right now while our children were still young. It would be a lot for my sister to take on raising our four children without that policy to support them through childhood so we doubled up on insurance.  If the ex were to try to fight that after the fact, I'd haunt her!

How does your family handle life insurance beneficiaries? 

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Stepkid Driver's License: Who Pays Insurance?

I think my stepdaughter just got her driver's license or is about to. I would hate to be the home to have to get that auto insurance quote right now. Technically, she could have received her driver's license a year ago but for whatever reason, her mother didn't get her scheduled and tested. 

She doesn't live with us so that's one bill that we don't have to deal with right now (I think). In three years, we will for our oldest daughter but for my stepkids, I believe that it falls on the custodial parent to provide insurance.  I think that is how it works anyway.  It better.  If my insurance goes up for a child who has more important things to do than spend time at dad's house, I'll be beyond ticked off.

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